VOE Only
ONLY 3.5% DOWN
V.O.E. ONLY
3.5% Down Payment
2 Years Verifiable Employment
(No Paystubs, W2s, or Tax Returns Required)620+ FICO Score
6% Seller Concessions Allowed
100% Gift Funds Accepted
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DPA Program
ONLY 3.5% DOWN
D.P.A
3.5% to 5% Assistance (600+ FICO)
6% Seller Concessions
No AMI Restrictions
No First-Time Homebuyer (FTHB) Requirement
100% Gift Allowed
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Financing Options to Fit Every Dream
At Quickrate Lending, we know every homebuyer’s journey is unique. That’s why we offer a wide range of loan programs tailored to your needs. From Conventional Loans with flexible terms and competitive rates, to FHA Loans that open doors for first-time buyers, we make sure there’s a clear path to homeownership for everyone. For those who’ve served our country, VA Loans provide unmatched benefits like no down payment and affordable financing. And if you’re seeking a place in growing rural or suburban communities, USDA Loans deliver affordable options with zero down payment opportunities.
Conventional Loans
Looking for a straightforward path to homeownership? Conventional loans offer flexible terms, competitive interest rates, and options for as little as 3% down. Ideal for borrowers with strong credit, they’re a great choice for purchasing your first home or refinancing to lower your monthly payments.
FHA Loans
FHA loans make homeownership more accessible with lower down payments and flexible credit requirements. Perfect for first-time buyers or those rebuilding credit, FHA financing provides affordable options while still offering the security of government backing.
VA Loans
Exclusively for veterans, active-duty service members, and eligible spouses, VA loans require no down payment and no private mortgage insurance. With competitive rates and flexible terms, this program honors your service by making homeownership more affordable.
USDA Loans
Want to buy in a rural or suburban area? USDA loans offer 100% financing with no down payment required, making it easier to achieve homeownership in qualifying locations. With low interest rates and flexible credit standards, it’s a powerful option for families outside major city centers.
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